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Home buying guides

Everything you need to know, written in plain English. From saving your deposit to picking up the keys.

Guide

How to Negotiate a House Price

Effective price negotiation is evidence-based, not tactical. Here's how to build your case and what to say to the estate agent.

4 min read →

Guide

How to Choose a Conveyancing Solicitor

Choosing the cheapest solicitor is often the most expensive decision you make. Here's what to look for, what to ask, and when to switch.

4 min read →

Guide

Exchange of Contracts Explained

Exchange is when buying a house stops being a conversation and becomes a legal commitment. Here's exactly what it means and what happens next.

3 min read →

Guide

What Happens on Completion Day?

Completion day is the day money transfers and keys are released. Here's what happens hour by hour, and what to do the moment you're in.

3 min read →

Guide

First-Time Buyer Schemes 2026: What's Available

Help to Buy is closed, but several schemes remain available to first-time buyers in 2026. Here's what exists, how it works, and who it's best for.

4 min read →

Guide

What Survey Do I Need When Buying a House?

A Level 2 HomeBuyer Report is right for most Manchester purchases. Here's what each survey level includes, when to upgrade, and how to use the findings.

4 min read →

Guide

Leasehold vs Freehold: What's the Difference?

Freehold means you own the property outright. Leasehold means you own a lease — the right to live there for a set period. Both come with very different implications.

4 min read →

Guide

How to Make an Offer on a House

Making an offer starts with evidence, not instinct. Here's how to research comparable prices, frame your offer, and handle sealed bids.

4 min read →

Guide

Stamp Duty for First-Time Buyers

First-time buyers pay no stamp duty on properties up to £425,000. Here's how it works, how to calculate it, and what the rules are for shared ownership.

3 min read →

Guide

The Full Cost of Buying a House

The deposit is only the beginning. Here's a complete breakdown of every cost involved in buying a home — so nothing catches you off guard.

4 min read →

Guide

What Is Conveyancing?

Conveyancing is the legal process of buying and selling property. Your solicitor checks everything is as it should be before you hand over your money.

5 min read →

Guide

How Much Deposit Do You Need to Buy a House?

5% gets you through the door; 10% opens better deals. Here's exactly what deposit size means for your mortgage rate, monthly payments, and total cost.

4 min read →

Guide

What Is a Mortgage in Principle?

A mortgage in principle tells you roughly how much a lender will offer you. It takes 20 minutes to get and makes estate agents take you seriously.

4 min read →

Guide

How Long Does Buying a House Take?

From offer accepted to keys in hand, most purchases take 12–20 weeks. Here's what happens at each stage and what causes delays.

4 min read →

Guide

First-Time Buyer Guide: Manchester 2026

The complete guide to buying your first home in Manchester — from saving your deposit to picking up the keys.

6 min read →