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First-Time Buyers

All guides on First-Time Buyers.

Guide

How to Negotiate a House Price

Effective price negotiation is evidence-based, not tactical. Here's how to build your case and what to say to the estate agent.

4 min read →

Guide

First-Time Buyer Schemes 2026: What's Available

Help to Buy is closed, but several schemes remain available to first-time buyers in 2026. Here's what exists, how it works, and who it's best for.

4 min read →

Guide

How to Make an Offer on a House

Making an offer starts with evidence, not instinct. Here's how to research comparable prices, frame your offer, and handle sealed bids.

4 min read →

Guide

Stamp Duty for First-Time Buyers

First-time buyers pay no stamp duty on properties up to £425,000. Here's how it works, how to calculate it, and what the rules are for shared ownership.

3 min read →

Guide

The Full Cost of Buying a House

The deposit is only the beginning. Here's a complete breakdown of every cost involved in buying a home — so nothing catches you off guard.

4 min read →

Guide

How Long Does Buying a House Take?

From offer accepted to keys in hand, most purchases take 12–20 weeks. Here's what happens at each stage and what causes delays.

4 min read →

Guide

First-Time Buyer Guide: Manchester 2026

The complete guide to buying your first home in Manchester — from saving your deposit to picking up the keys.

6 min read →